The explanation for why things are the way they are, what causes life, and the answer to every other meaningful question about the universe that anyone has ever asked has been left unscathed by science and will remain that way for eternity.
Understanding is not knowing how things interact in the world (A+B=C), it is knowing the the ulimate nature and the underlying function of each A, B, and C and why they interact the way they do.
The question, "Why are there waves in the ocean?" Might by "answered" with the claim: "The gravity of the moon pulls the surface of the ocean up, creating waves.". Most scientists would agree. The problem is that the answer was open ended, the question was about the ultimate reason for waves and the attempt at an answer can be summarized as simply absorbing the ultimate reason into itself. So moon gravity causes waves, well what causes moon gravity that causes waves? Ad infinitum.
For this reason, and others, the possibility of understanding is not a reality.